You Pick The Home You Want to Live In
Getting started is simple. Complete our short application so that we can determine if this program is a fit for you and your family. Upon completing the application, we will give you an idea of the price range of the homes we can lease to you based on your wants and needs.
After we get you approved for the LeaseToOwn247.com program, we will help you to locate a home or you can shop for homes using our user-friendly search tools right on our website. You can see every available home on the market and filter homes by specific areas, school districts, home features, price range, square foot, number of beds or baths and much more. Once you have found some homes which are appealing to you and your family, our Real Estate Concierge will help you with the process of viewing the homes that interest you and they will coordinate with you and our Investors to acquire the perfect home for you.
We Buy the Home & Lease the Home To You With the Option To Buy
Once you've found the house you want, let us match you and your dream home to one of our Investors. Once we have a good fit, our Investor will buy the house and lease it back to you.
Lease terms are flexible and can vary between 1-36 months. So whatever your situation is, we can help. Relax; you'll have up to three years to repair credit blips, build an income history with a new job, or save for the down payment requirements.
LeaseToOwn247.com provides responsible households an easy alternative to renting and creates a path to homeownership through its lease with the Right to Purchase program. The program provides up to three years of security by fixing your monthly payment with an initial financial commitment of just one year. Depending on which of our Investors are best for you, you obligation is to pay the deposit and the rent, and treat the house as if it were your own during that time. You take care of the standard maintenance such as the yard and we handle the big stuff like a broken water heater, plumbing, and air conditioning.
During the Lease Option Period, We Will Help You Get Permanent Financing
Our mortgage partner makes the transition to permanent financing a breeze and provides multiple savings advantages to our customers.
Before your Right to Purchase Option starts we will have your application and home choice pre-underwritten for a mortgage so that we know exactly what steps you will need to take in order to secure permanent financing of your home for you. We will give you a step by step game plan and coach you along the way so that you are able to qualify for a mortgage and purchase your home at the end of your lease term. Whether you need time to save money for a down payment, pay down debts, improving your credit scores, or just waiting to verify income from a new job, we can help you get qualified. We will monitor your progress and keep you updated as you pass the milestones of your customized game plan so that you are ready when the time comes to purchase your home!
We guarantee that you will receive the industry's best rate and service. At the time that you're ready to convert to permanent financing, you'll have opportunity to save up to $5,000 towards the permanent financing of your home. We'll pay for the title policy, appraisal and up to 1% of the amount financed so that you can keep that cash in your pocket! We specialize in FHA, VA, USDA and Conventional loans.